# Holded vs Quipu 2026: Spain’s Top Invoicing Tools Compared in English

Holded and Quipu appear together in every search about Spanish invoicing software, but they are not the same kind of product: Quipu is an invoicing-and-taxes tool that does one job very well; Holded is a full ERP (invoicing plus accounting, inventory, CRM, projects and basic payroll) that does many. Picking wrong in either direction costs money: paying ERP prices to issue four invoices a month, or outgrowing a lean tool the year your business adds stock and staff. For anyone running a business in Spain (including the growing crowd doing it in English), here is the honest breakdown. 

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## Pricing 2026, side by side
 

|  | Quipu | Holded |
| --- | --- | --- |
| Entry plan | ~€12/month | ~€29/month |
| Mid plan | ~€24/month | ~€59/month |
| Top plan | ~€39/month | ~€99+/month |
| Free trial | ✅ 15 days | ✅ 14 days |
| Verifactu compliant | ✅ | ✅ |
| English interface | Partial | ✅ good |

 

*Indicative prices July 2026 with annual billing, before VAT. Both have adjusted plans around the Verifactu rollout; verify current rates.* 

👉 [Try Quipu free](https://tumetodosaas.com/go/quipu) · [Try Holded free](https://tumetodosaas.com/go/holded) 

## What each one actually does
 

### Quipu: invoicing and Spanish taxes, no noise
 
- Invoices and quotes, recurring billing, and a genuinely polished **receipt-scanning flow** (photograph the expense, it books itself).
- **Spanish freelancer taxes solved:** filing-ready drafts of the Modelo 303, 130, 111 and 115, with deadline alerts, the feature that makes Spanish tax quarters bearable.
- Bank feeds for reconciliation, and built-in advisor access for your gestor.
- What it does NOT do: full double-entry accounting with a navigable chart of accounts, multi-warehouse inventory, CRM, projects.
 

### Holded: the ERP that grows with you
 
- Everything above **plus**: complete double-entry accounting (journal entries, chart of accounts, balance sheets), **inventory** with variants and multi-warehouse, a **CRM** pipeline, **projects** with time tracking, and basic team/payroll features.
- Far more integrations (Shopify, Amazon, banks, an open API) and the better English localization of the two, which for non-Spanish speakers is a genuine tiebreaker.
- The trade-off: more menus, more concepts, more fee.
 

## The decision, by profile
 
- **Service freelancer (consultant, designer, developer) with no stock:** **Quipu.** Its automated tax drafts are exactly your pain, and €12-24/month is half of an underused Holded. The full market view (including the free option) is in [invoicing software for freelancers in Spain](/en/invoicing-software-freelancers-spain/).
- **Non-Spanish speaker who wants the interface in English:** **Holded**, whose localization is noticeably more complete; or Quipu if your gestor drives it and you mostly photograph receipts.
- **Physical or online store with stock:** **Holded.** Inventory integrated with invoicing and accounting kills the triple-entry problem.
- **A small SL (limited company) with in-house accounting:** **Holded**, for the navigable double-entry books.
- **A business that is simple today and maybe not tomorrow:** start with Quipu and migrate if the moment comes; both export well. Don’t pay today for the ERP of your three-years-from-now self.
 

## Verifactu: the tie that removed one worry
 

Since Spain’s certified-invoicing rules kicked in, both are fully adapted ([the plain-English guide to the law](/en/verifactu-spain-english-guide/)), so compliance no longer separates them. What it did eliminate is the spreadsheet option: if you still invoice from Excel, either of these fixes a legal exposure, not just a workflow. 

## Frequently asked questions
 

**Which is cheaper, Holded or Quipu?** Quipu at every tier (~€12-39 vs ~€29-99+). The fair comparison is against what you need: an underused ERP is the more expensive tool at any price. 

**Can I switch from Quipu to Holded later?** Yes: clients, invoices and expenses export via CSV/Excel and import cleanly. Fine-grained accounting history is the only laborious part. 

**Do both work with my gestor?** Both have advisor access. Quipu makes it especially fluid (it is central to the product); in Holded the advisor also sees full accounting. If you don’t have a gestor, the [English-speaking online accountants](/en/online-accountants-spain-freelancers/) pair with either. 

**Do they handle international clients?** Both manage intra-EU reverse-charge invoicing and non-EU clients correctly; Holded is somewhat smoother at multi-currency.  

*🔎 This article contains affiliate links to Holded and Quipu. [Read our affiliate policy](/en/affiliate-disclosure/).*